My Benefits
Government schemes, benefits and services you can avail as a citizen — with direct links to the official portals. नागरिक के रूप में उपलब्ध सरकारी योजनाएँ।
Helplines & Civic Services
Emergency numbers, support helplines and important e-governance links — all in one place.
All Schemes
Atal Pension Yojana (APY)
A guaranteed pension scheme aimed at workers in the unorganised sector, with a defined pension from the age of 60.
Ministry of Finance — PFRDA
Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (PM-JAY)
The world's largest publicly funded health assurance scheme, providing cashless secondary and tertiary hospital care to poor and vulnerable families at empanelled public and private hospitals.
Ministry of Health and Family Welfare
Jal Jeevan Mission — Har Ghar Jal
Mission to provide a functional household tap connection delivering safe drinking water to every rural household.
Ministry of Jal Shakti
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
A legal guarantee of wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work.
Ministry of Rural Development
National Food Security Act — Public Distribution System
Legal entitlement to subsidised foodgrains for priority households and Antyodaya Anna Yojana families through fair price shops, portable nationwide via One Nation One Ration Card.
Ministry of Consumer Affairs, Food and Public Distribution
National Scholarship Portal (NSP) Scholarships
A single portal for central and state scholarships, covering pre-matric, post-matric and merit-cum-means scholarships for eligible students.
Ministry of Education and allied ministries
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)
Collateral-free working-capital loans for urban street vendors to restart and grow their businesses, with incentives for repayment and digital transactions.
Ministry of Housing and Urban Affairs
PM Vishwakarma
End-to-end support for traditional artisans and craftspeople in eighteen trades, covering recognition, skilling, toolkit incentive, credit and market linkage.
Ministry of Micro, Small and Medium Enterprises
Poshan Abhiyaan (National Nutrition Mission)
Mission to reduce stunting, undernutrition, anaemia and low birth weight through convergence, technology and community mobilisation via anganwadi services.
Ministry of Women and Child Development
Pradhan Mantri Awas Yojana — Gramin (PMAY-G)
Assistance to rural households that are houseless or living in kutcha or dilapidated houses, to build a pucca house with basic amenities.
Ministry of Rural Development
Pradhan Mantri Awas Yojana — Urban (PMAY-U)
Housing assistance for urban poor and middle-income families, including an interest subsidy on home loans and support for affordable housing projects.
Ministry of Housing and Urban Affairs
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop insurance against crop loss from non-preventable natural risks, with a uniform low premium share for farmers.
Ministry of Agriculture and Farmers Welfare
Pradhan Mantri Jan Dhan Yojana (PMJDY)
National mission for financial inclusion, providing every household with a basic bank account, along with credit, insurance and pension access.
Ministry of Finance — Department of Financial Services
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Short-term skill training, upskilling and recognition of prior learning, leading to a nationally recognised certificate and placement support.
Ministry of Skill Development and Entrepreneurship
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Income support to landholding farmer families, paid directly into bank accounts in three equal instalments a year.
Ministry of Agriculture and Farmers Welfare
Pradhan Mantri Mudra Yojana (PMMY)
Collateral-free institutional credit to non-corporate, non-farm micro and small enterprises, across the Shishu, Kishore and Tarun categories.
Ministry of Finance — Department of Financial Services
Pradhan Mantri Ujjwala Yojana (PMUY)
Deposit-free LPG connections to women from poor households, to replace polluting cooking fuels with clean cooking gas.
Ministry of Petroleum and Natural Gas
Stand Up India
Bank loans to Scheduled Caste, Scheduled Tribe and women entrepreneurs for setting up a greenfield enterprise in manufacturing, services, trading or allied agriculture.
Ministry of Finance — Department of Financial Services
Sukanya Samriddhi Yojana (SSY)
A small savings scheme for a girl child, offering a high fixed rate of interest and tax benefits to encourage saving for her education and marriage.
Ministry of Finance — Department of Economic Affairs
Swachh Bharat Mission
National sanitation mission covering household toilets, solid and liquid waste management, and sustaining open-defecation-free status in rural and urban India.
Ministry of Jal Shakti / Ministry of Housing and Urban Affairs
Results are drawn only from myScheme, Jan Samarth and india.gov.in. The list below also filters as you type.
🌾Farmers & Agricultureकिसान और कृषि
PM-KISAN Samman Nidhi
mySchemeपीएम-किसान सम्मान निधि
₹6,000/year income support to landholding farmer families.
View on myScheme →Pradhan Mantri Fasal Bima Yojana
mySchemeफसल बीमा योजना
Crop insurance against natural calamities, pests and disease.
View on myScheme →Kisan Credit Card (KCC)
mySchemeकिसान क्रेडिट कार्ड
Short-term crop loans at subsidised interest.
View on myScheme →PM Kisan Maandhan Yojana
mySchemeकिसान मानधन
₹3,000/month pension for small & marginal farmers after 60.
View on myScheme →Agri Infrastructure Loan
Jan Samarthकृषि अवसंरचना ऋण
Loans to build agri infrastructure and take up farming as a business.
View on Jan Samarth →👩👧Women & Childrenमहिला और बाल
Pradhan Mantri Matru Vandana Yojana
mySchemeमातृ वंदना योजना
Maternity benefit / cash support for pregnant & lactating mothers.
View on myScheme →Sukanya Samriddhi Yojana
mySchemeसुकन्या समृद्धि योजना
High-interest savings scheme for a girl child's future.
View on myScheme →Beti Bachao Beti Padhao
mySchemeबेटी बचाओ बेटी पढ़ाओ
Support for the survival, protection and education of the girl child.
View on myScheme →PM Ujjwala Yojana (LPG)
mySchemeउज्ज्वला योजना
Free LPG connection to women of BPL households.
View on myScheme →🎓Students & Educationछात्र और शिक्षा
National Scholarship Portal Scholarships
mySchemeराष्ट्रीय छात्रवृत्ति
Pre- & post-matric scholarships for SC/ST/OBC/minority & merit students.
View on myScheme →Education Loan (up to PhD, India & abroad)
Jan Samarthशिक्षा ऋण
Government-linked education loans with interest subsidy.
View on Jan Samarth →PM Vidyalaxmi / Central Sector Interest Subsidy
mySchemeविद्यालक्ष्मी
Interest subsidy on education loans for economically weaker students.
View on myScheme →🏥Health & Insuranceस्वास्थ्य और बीमा
Ayushman Bharat PM-JAY
mySchemeआयुष्मान भारत
₹5 lakh/year health cover per family for secondary & tertiary care.
View on myScheme →PM Jan Arogya (Vaya Vandana 70+)
mySchemeवय वंदना
Health cover extended to all senior citizens aged 70 and above.
View on myScheme →Pradhan Mantri Suraksha Bima Yojana
mySchemeसुरक्षा बीमा योजना
Accident insurance cover at a nominal annual premium.
View on myScheme →🧓Pension & Senior Citizensपेंशन और वरिष्ठ नागरिक
Atal Pension Yojana
mySchemeअटल पेंशन योजना
Guaranteed pension of ₹1,000–₹5,000/month for unorganised-sector workers.
View on myScheme →Indira Gandhi National Old Age Pension
mySchemeवृद्धावस्था पेंशन
Monthly pension for BPL citizens aged 60+.
View on myScheme →PM Shram Yogi Maandhan
mySchemeश्रम योगी मानधन
₹3,000/month pension for unorganised-sector workers.
View on myScheme →🏠Housing, Jobs & Enterpriseआवास, रोज़गार और उद्यम
PM Awas Yojana (Gramin & Urban)
mySchemeप्रधानमंत्री आवास योजना
Assistance for a pucca house to eligible rural & urban families.
View on myScheme →PM SVANidhi (Street Vendors)
Jan Samarthपीएम स्वनिधि
Working-capital loans for street vendors.
View on Jan Samarth →PM MUDRA Yojana
Jan Samarthमुद्रा ऋण
Loans up to ₹20 lakh for micro & small non-farm businesses.
View on Jan Samarth →Stand-Up India
Jan Samarthस्टैंड-अप इंडिया
Bank loans for SC/ST and women entrepreneurs.
View on Jan Samarth →Livelihood Loan (SHGs / rural poor)
Jan Samarthआजीविका ऋण
Credit to individuals and self-help groups for livelihoods.
View on Jan Samarth →Browse the official portals
myScheme
Discover schemes you're eligible for
Jan Samarth
Apply for government-linked loans
india.gov.in
National Government Services portal
DemocracyIndia curates and links to official Government of India sources. Eligibility and benefits are decided by the respective ministries/portals.